my health assessment
Frequently
Asked Questions
What is a health
assessment?
The
health assessment is an easy-to-use questionnaire about your health and wellbeing, which takes about 15 to 30 minutes to
complete. The questionnaire asks you about your satisfaction with your life and
job, your safety habits (such as using a seat belt), your stress levels; your
family history and how you feel about your overall health. It requests basic
biometric information such as your weight, blood pressure and cholesterol
level.
The
health assessment then analyzes your answers and produces a personal health
report with details about your most important health issues. The report will
include suggestions for health screenings and information about wellness and
other health programs that may help you improve your health. Youll also get
health information for your personal situation. Based upon your responses, you
will also receive an invitation to participate in an online coaching program.
You can
print a summary of the report to take to your next doctor's visit. Use it to
ask your doctor questions and to learn more about your health. With more
information, you can take control and make simple changes to improve your
health.
Why does my employer want me to complete a health assessment?
First, your employer wants you
to have the information you need to get and stay healthy, so you can enjoy your
life to the fullest. In addition, completing the health assessment is a proven
way to save on future health expenses. When you take advantage of preventive
care services and health improvement programs, you help reduce your risk for
more serious illnesses and the expenses they bring. Your employer also benefits
from the lower health benefits costs and increased productivity that comes from
having a healthier work force.
Why is taking the health
assessment important?
The
health assessment considers all aspects of your health
your family history, any illnesses youve had and any other
lifestyle issues. This means that it can predict future health issues fairly
accurately. When you have this information, you have more control and can start
making simple changes to improve your health.
How do I access the health assessment?
Access to take the Health Assessment can be found on the
Valencia Benefits website at http://valenciacc.edu/HR/2010OPENENROLLMENTINFORMATION.asp.
If you have any questions please contact Joe Livingston at jlivingston@valenciacc.edu
or phone ext. 8069 or Laurie Youngman at lyoungman@valenciacc.edu,
ext. 8116.
What happens next? Who gets my personal information?
After you complete the health assessment, you will receive a
personal report and be invited to join an online health coaching program. You
may also get a call from a CIGNA nurse to tell you about health improvement
programs that might be helpful to you. However, your information is kept
confidential, and is sent to the CIGNA nurse through a secure transmission.
Its important for you to know
that CIGNA's Privacy Statement clearly states that individual health assessment
data will be used for purposes of confirming your eligibility and for
administering your health improvement programs. Data indicating whether or not
youve completed the health assessment may also be provided to your employer or
to an outside vendor for the purpose of awarding an incentive. Your employer
may also receive an aggregate report that doesnt include any personally
identifiable information but provides your employer with important information
about how many people in your company have certain conditions so that your
employer can use this information to create wellness programs for health issues
like high blood pressure, diabetes, high cholesterol and weight management.
In certain situations, in
compliance with state and federal privacy laws, CIGNA may provide individual
questions and answers to an outside vendor acting on behalf of a client or to
the employer to administer a health improvement program.
How often should I
update my health assessment information?
You should consider retaking
your health assessment at least once a year, or as often as your employer
suggests making certain that the most accurate and up-to-date information is
reflected in your risk profile. Whenever you visit your doctor for a wellness
visit or a health screening, you can also update your Personal Health Manager
at www.mycigna.com. Once youve logged in using your myCIGNA.com User ID
and Password, select the MY HEALTH tab near the top of the page. Next, select
the link WebMD Personal Health Manager in the center of the page. The
Personal Health Manager allows you to keep a record of your health history so
you can track your progress.
Will completing the
health assessment increase my health insurance rate or cause my insurance to be
cancelled?
No. Completing the health assessment will not increase your
insurance rate or cause your insurance to be cancelled because CIGNA is only
permitted to use individual health assessment data for the purpose of
confirming an individuals eligibility and for administering health improvement
programs available to that individual and not for the purpose of developing
individual insurance rates. These requirements are explained in CIGNA's Privacy
Statement which is presented to every individual to acknowledge in writing
before being permitted to take the health assessment.
Will completing the
health assessment affect my ability to get health insurance in the future?
No. Completing the health
assessment will not affect your ability to get health insurance in the future.
Thats because CIGNA is only permitted to use individual health assessment data
for the purpose of confirming an individuals eligibility and for administering
health improvement programs available to that individual and not for the purpose
of determining eligibility for health coverage. In addition, CIGNA does not
share the results of the health assessment with other carriers. These
requirements are explained in CIGNA's Privacy Statement which is presented to
every individual to acknowledge in writing before being permitted to take the
health assessment,
Will completing the
health assessment cause a claim to be denied because of a pre-existing
condition?
No, the information from your
health assessment is not used to determine whether a claim will be paid or
denied. It is used to assess the level and nature of an individuals health
risks, provide recommendations for improved health and to determine whether a
wellness or other health program might be helpful to you.
Why does the health assessment
ask personal, non-health questions, such as my ethnicity and marital status?
Personal factors like ethnicity and marital status play a part
in your total health picture and that information helps in assessing and
predicting your future health risk. In addition, some ethnic groups are more at
risk for certain health conditions, so its important to include that
information.
Where does my health
assessment information go after I complete it?
Health assessment information
is sent to CIGNA through a secure transmission and once we receive it, we
maintain and secure the information as required by state and federal law. CIGNA
only uses and discloses your health assessment information as described in the
CIGNA Privacy Statement and for no other purpose. If CIGNA wanted to use or
disclose the information in any other manner, we would request your written
authorization to do so.
CIGNA,
CIGNA HealthCare and the Tree of Life logo are registered service marks of
CIGNA Intellectual Property, Inc., licensed for use by CIGNA Corporation and
its operating subsidiaries. All products and services are provided exclusively
by such operating subsidiaries and not by CIGNA Corporation. Such operating
subsidiaries include Connecticut General Life Insurance Company, Tel-Drug, Inc.
and its affiliates, CIGNA Behavioral Health, Inc., Intracorp,
and HMO or service company subsidiaries of CIGNA Health Corporation and CIGNA
Dental Health, Inc. In Arizona, HMO plans are offered by CIGNA HealthCare of
Arizona, Inc. In California, HMO plans are offered by CIGNA HealthCare of
California, Inc. and Great-West Healthcare of California, Inc. In Connecticut,
HMO plans are offered by CIGNA HealthCare of Connecticut, Inc. In Virginia, HMO
plans are offered by CIGNA HealthCare Mid-Atlantic, Inc. In North Carolina, HMO
plans are offered by CIGNA HealthCare of North Carolina, Inc. All other medical
plans in these states are insured or administered by Connecticut General Life
Insurance Company.
HR
Notes # 98
October,
2009